Debt Advice

If you are worried about problems with debt, we strongly recommend you consult one of the two national organisations offering free debt advice.

The Consumer Credit Counselling Service is a national debt charity that has been helping people for over 18 years. Their advice is impartial and confidential and they provide a range of services including free debt management. For more information on how CCCS can help you, visit their online service CCCS Debt Remedy - today.

Payplan are a debt management company providing free debt advice and free debt solutions for anyone experiencing financial difficulties, whatever the circumstance or situation. With 19 years’ experience, Payplan has successfully helped more than a million people deal with their debt problems. Every year, they help, advise, support and provide solutions to more than 100,000 people for free. Call them on 0800 280 2816 or visit Payplan.com.

Another useful site with a host of useful information and links to other sites is Money A+E, which you can access by clicking here.

There are many commercial debt management companies operating, who will negotiate with those to whom you owe money. Although these companies claim to offer a "free" service, what they really do it to take a fee from the money you give them to pay those you owe. In the long run therefore, you end up paying more. For this reason we strongly advise against the use of commercial debt management companies.